
Terms of Use
Version: February 2026
Important Notice
This website is provided by "Pay Ranger" (we, us or our). Your use of this website is governed by these terms and conditions and our privacy policy (together, the Terms of Use).
Headings used in the Terms of Use are for convenience only and are not intended to be an aid to interpretation. Please read this document carefully. It is a legal document so some of the language is necessarily "legal", but we have tried to make it as readable as possible.
We periodically update and improve the Terms of Use and will let you know when we do via our website or other means. Please read clause 2 below which gives you certain rights when we do change the Terms of Use.
Please contact us if you have any queries about the Terms of Use or our services.
1. How you consent to the Terms of Use
Your access to and use of this website is conditional upon your acceptance of the Terms of Use. By using and accessing this website, including accessing and using any information accessible on or from this website, you agree: to all of the terms and conditions in the Terms of Use; that you will access this website solely for your own private use; and to comply with all applicable laws and regulations relating to your use of this website.
The law applicable to use of the information contained on this website and to disputes arising out of such information is the laws of the state of Victoria, Australia. This website may be accessed throughout Australia and overseas. We make no representation that the content of this website complies with the laws of any country outside Australia. If you access this website from outside Australia, you do so at your own risk and are responsible for complying with the laws in the place where you access this website.
2. Changes to the Terms of Use
We may update or modify the Terms of Use from time to time. If we make material changes to the Terms of Use, we will provide you with notice through this website, or by other means, to provide you the opportunity to review the changes before they become effective.
If you object to any changes, you can close your website account and / or discontinue your access to the website. Your continued use of the website after we publish or send a notice about our changes to the Terms of Use means you are consenting to the updated Terms of Use. We agree that changes to the Terms of Use cannot be retroactive.
3. Copyright
This website is protected by copyright. You must not publish, transmit or reproduce or otherwise use any image featured on this website otherwise than for personal use. You may only access and download the contents of the pages on this website on a temporary basis for the sole purpose of viewing such information. You may not permanently copy or reproduce any part of the contents of the pages on this website without our prior written consent.
4. The licence we grant to you
Nothing in the Terms of Use constitutes a transfer of any Intellectual Property Rights and you; acknowledge that we own all Intellectual Property Rights in the website; and agree not to, directly or indirectly, do anything that would or might invalidate or put in dispute our title in the website.
So that you can access and use our website, we grant to you a non-exclusive, world-wide, non-transferable licence to use our website in accordance with the Terms of Use. All other uses of our website are prohibited unless we give you our written consent.
5. Your use of our website
When you access and use our website, you must not:
- use the website for any purpose or in any manner other than as set out in clause 4;
- use the website in any way that could damage our reputation, or the goodwill or other rights associated with the website;
- use the website to breach any other person's privacy (including if you upload personal information about an individual without their consent) or any other legal rights;
- use our website in any way that competes with our business;
- use our website to defame, harass, threaten, menace or offend any person;
- use our website to send unsolicited email messages;
- interfere with anyone else using our website;
- permit any person to link to any page containing any part of the website (including via a hyperlink or RSS feed) without our prior written consent;
- modify or remove any copyright or proprietary notices on the website;
- use the website if you are legally prohibited from receiving or using it under the laws of the country in which you are resident or from which you access or use the website;
- except as expressly permitted by the Terms of Use, and except to the extent that applicable laws prevent us restraining you from doing so: reproduce, sub-licence, publish, broadcast, transmit, distribute, make error corrections to or otherwise modify or adapt the website; sell, otherwise transfer or commercially exploit the website; create any derivative works based upon the website, or any technology underlying the website; or de-compile, disassemble or otherwise reverse engineer the website or permit any third party to do so;
- facilitate or assist a third party to do any of the above acts.
6. Discontinuing our website
We have a right to discontinue this website. This can be at any time, and may be without notice. We may also exclude any person from using our website, at any time and at our sole discretion. We are not responsible for any liability you may suffer arising from or in connection with any such discontinuance or exclusion.
7. Contacting us through the website
Our contact details can be found at the "Connect" page. If you submit information to us by email or otherwise, you acknowledge that it will not be considered confidential, and any personal information you share with us will be treated in accordance with our privacy policy.
8. Information contained on this website
This website has been prepared in accordance with applicable Australian law and is updated by us from time to time. Although we have used our best efforts to ensure that the information set out on this website is reliable, this website is provided in good faith and on an "as is" basis.
To the maximum extent permitted by law, we disclaim any warranties or representations of any kind, either express or implied, including warranties of currency, accuracy and completeness. Any reference to products on this website is for information purposes only and does not constitute an endorsement or a recommendation of those products by us.
We do not warrant or represent that this website will be uninterrupted or error free, that defects will be corrected or that this website, the server on which it is made available or any connected system is free of viruses or other harmful components. You read, use and act on our website and its content at your own risk.
9. Our liability is limited
To the maximum extent permitted by law, we, and any of our subsidiaries, divisions, affiliates, agents, suppliers, representatives or licensors, exclude completely all liability to you or anyone else for any loss, injury or any direct, indirect, incidental, consequential, special, punitive or similar damages arising out of your access to or use of, or your inability to access or use, this website.
You waive any and all claims against us and any of our subsidiaries, divisions, affiliates, agents, suppliers, representatives or licensors arising out of your use of this website. To the extent (if any) that the content of this website does not satisfy the laws of a country other than Australia, it is not directed to persons in those countries and they should not use this website.
10. Our right to be indemnified by you
To the maximum extent permitted by law, you must indemnify us, and hold us harmless, against any liability suffered or incurred by us arising from or in connection with your use of this website or any breach of these Terms of Use or any applicable laws by you. This indemnity is a continuing obligation, independent from the other obligations under these Terms of Use, and continues after these Terms of Use end. It is not necessary for us to suffer or incur any liability before enforcing a right of indemnity under these Terms of Use.
11. Hyperlinks
Certain hypertext links on this website, if any, may link into websites that are not under our control or direction. When you click on such a link, you will leave this website. Any link to another website is provided by us for your convenience only. Except as indicated, we do not control, endorse or approve any such websites or any content on them, nor do we provide any warranty or take any responsibility for any aspect of those websites or their content.
12. Jurisdiction
The Terms of Use are governed by the laws of Victoria, Australia and each party submits to the jurisdiction of the courts of Victoria, Australia.
13. Dictionary
In the Terms of Use, unless the context indicates the contrary:
Intellectual Property Rights means all industrial and / or intellectual property rights, and includes any patents, registered designs, copyright (including future copyright), trade or service marks (whether registered or unregistered), trade secrets, Moral Rights, know-how, rights in relation to circuit layouts, or other proprietary right, and applications for, and rights to apply for, registration of any of these things.
Moral Rights has the meaning given to that term in the Copyright Act 1968 (Cth) and includes a right of a similar nature that is conferrable by statute, and that exists or comes into existence anywhere in the world.